There are a lot of factors that come in to play with this question, but just because you have a credit card with a balance does not mean you could not get a loan. Unsecured personal loans are not common through someone like Wells Fargo though, you are more likely to get something from a finance company that specializes in that kind of lending. Either way you must have good credit, sometimes fair credit will work with certain finance companies. You are more likely to get a approved for a new credit card if you have good credit. It does really depend on what your balance and what your limit is as well. If you are close to maxed out and that is about the only credit you have then it will be difficult.
There are a lot of factors that come in to play with this question, but just because you have a credit card with a balance does not mean you could not get a loan. Unsecured personal loans are not common through someone like Wells Fargo though, you are more likely to get something from a finance company that specializes in that kind of lending. Either way you must have good credit, sometimes fair credit will work with certain finance companies. You are more likely to get a approved for a new credit card if you have good credit. It does really depend on what your balance and what your limit is as well. If you are close to maxed out and that is about the only credit you have then it will be difficult.
There are a lot of factors that come in to play with this question, but just because you have a credit card with a balance does not mean you could not get a loan. Unsecured personal loans are not common through someone like Wells Fargo though, you are more likely to get something from a finance company that specializes in that kind of lending. Either way you must have good credit, sometimes fair credit will work with certain finance companies. You are more likely to get a approved for a new credit card if you have good credit. It does really depend on what your balance and what your limit is as well. If you are close to maxed out and that is about the only credit you have then it will be difficult.
eAnswers Team
There are a lot of factors that come in to play with this question, but just because you have a credit card with a balance does not mean you could not get a loan. Unsecured personal loans are not common through someone like Wells Fargo though, you are more likely to get something from a finance company that specializes in that kind of lending. Either way you must have good credit, sometimes fair credit will work with certain finance companies. You are more likely to get a approved for a new credit card if you have good credit. It does really depend on what your balance and what your limit is as well. If you are close to maxed out and that is about the only credit you have then it will be difficult.
eAnswers Team
There are a lot of factors that come in to play with this question, but just because you have a credit card with a balance does not mean you could not get a loan. Unsecured personal loans are not common through someone like Wells Fargo though, you are more likely to get something from a finance company that specializes in that kind of lending. Either way you must have good credit, sometimes fair credit will work with certain finance companies. You are more likely to get a approved for a new credit card if you have good credit. It does really depend on what your balance and what your limit is as well. If you are close to maxed out and that is about the only credit you have then it will be difficult.
eAnswers Team
There are a lot of factors that come in to play with this question, but just because you have a credit card with a balance does not mean you could not get a loan. Unsecured personal loans are not common through someone like Wells Fargo though, you are more likely to get something from a finance company that specializes in that kind of lending. Either way you must have good credit, sometimes fair credit will work with certain finance companies. You are more likely to get a approved for a new credit card if you have good credit. It does really depend on what your balance and what your limit is as well. If you are close to maxed out and that is about the only credit you have then it will be difficult.